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Learning More About Illinois Civil Unions and Insurance Benefits
At the end of May, the Illinois Department of Insurance released new guidelines for insurance companies and consumers to follow in response to the “Illinois Religious Freedom Protection and Civil Union Act,” which became law on June 1. Under the Act, people who choose to enter into a civil union in Illinois will be given many of the same legal rights given to married couples. During the course of the next few months, our blog will explain in greater detail the effect the new law has upon health insurance, Medicare, life insurance, property insurance, pensions, and more.
All insurance policies in Illinois that were issued on or after June 1, 2011 by an insurance company registered with the State of Illinois are to conform to the new law. Civil union spouses are also entitled to the same benefits as married spouses under Illinois workers’ compensation insurance.
Guidelines Released by Illinois Dept. of Insurance for Civil Union Spouses
On May 26, the Illinois Department of Insurance released information for insurance companies and consumers regarding the “Illinois Religious Freedom Protection and Civil Union Act,” which took effect on June 1. The Act permits unmarried adults in Illinois to enter into a civil union, and grants them much of the same legal rights that the law gives to married couples in the state.
On its website, http://www.insurance.illinois.gov, the Department published new information that explains the law’s impact on insurance coverage and benefits. A fact sheet for consumers contains frequently asked questions that cover such aspects of the new law as how to enroll a civil union spouse under an employer’s health plan. The Department also offers guidelines for Illinois insurance companies to help ensure that they comply with the new law and give policyholders information they need to know about the new law. Illinois residents with questions can visit the Department’s website or call one of the Department’s insurance experts at 866-445-5326.
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